FEDANT Block Scheme Insurance

FEDANT Block Scheme Insurance

Professional insurance for eligible FEDANT Registrants and students.

Appropriate professional insurance is required for relevant professional practice. Eligible FEDANT Registrants and students may apply for access to FEDANT Block Scheme Insurance or arrange their own suitable insurance with another provider.

Your Insurance Responsibilities

Using Your Own Insurance

You may arrange suitable insurance with another provider. For Registrants, the policy must cover the professional activities and exact FEDANT registration category or categories in which they practise. For students, it must cover the permitted student or case study activity undertaken as part of their course.

FEDANT Block Scheme Insurance

The scheme is available only to eligible FEDANT Registrants and students attending a FEDANT accredited course. Eligibility and application details are confirmed following the relevant registration review.

Current Premiums

From £52.22

UK Registrants

Per year

From €105

Ireland Registrants

Per year

From £19.22

UK Students

Per year

From €35

Ireland Students

Per year

Premiums are described as “from” prices and may depend on eligibility, activities, qualifications and the insurer’s current terms. Confirm the final premium and cover before purchasing.

How to Arrange Cover

1

Apply for Registration or Student Admission

Complete the appropriate National Registration or Student Admission application and indicate that you wish to apply for FEDANT Block Scheme Insurance.

2

Application Review

FEDANT reviews your application before issuing the unique insurance link and password. The initial review may take between 48 and 72 hours.

3

Complete the Insurance Application

Use the link and password provided, complete the insurer’s application and pay the insurance provider directly.

4

Send Your Insurance Evidence

When your policy is issued, email a copy of the FEDANT Block Scheme insurance certificate to . Alternatively, you may wait for the insurance provider to contact FEDANT and confirm the registration category, categories or student activity for which cover has been requested. FEDANT will then approve the evidence and complete your National Registration or Student Admission.

5

Registration and Cover Confirmed

Once FEDANT has confirmed your National Registration or Student Admission and the insurer has confirmed cover, the relevant FEDANT application is complete and the Block Scheme cover will be valid.

Cover Is Not Valid Until the Required Steps Are Complete

Do not assume that insurance is active because an application or payment has been submitted. Cover is not valid until the required registration and insurance steps have been completed and confirmation has been provided.

Annual Registration and Insurance Renewals

Information for Full Registrants

Registration and insurance are renewed separately each year. FEDANT National Registration is renewed through FEDANT, while FEDANT Block Scheme Insurance is renewed directly with the insurance provider.

Important: If your FEDANT National Registration lapses, your use of the block scheme will breach the terms of provision. The insurance will become invalid and will not provide cover.

FEDANT National Registration

Renewal is payable to FEDANT.

FEDANT Block Scheme Insurance

Renewal is payable directly to the insurance provider.

Important Information for Students

FEDANT Block Scheme student insurance is available only to eligible students attending a FEDANT accredited course and is intended for permitted student or case study activity before qualification.

Student insurance premiums are shown per year. If insurance is required for a further year of study, follow the insurer’s renewal instructions and ensure that your FEDANT Student Admission is renewed and your course details remain current.

Move from Student Admission to Full Registration

FEDANT will review your award and, where the requirements are satisfied, update Student Admission to the appropriate full National Register category before qualified practice begins.

Arrange Full Practitioner Cover

Student cover ceases when you graduate. Once FEDANT has approved your award, complete the insurer’s requirements for full practitioner cover before beginning qualified practice.

Complete both updates. Your FEDANT registration status and insurance must both be updated. Full insurance should not be relied upon while your FEDANT record still shows Student Admission.

Policy Features

The scheme currently describes the following features, subject to the insurer’s full policy wording, eligibility requirements, limits, conditions and exclusions:

The exact features available may depend on whether cover is held as a student or full Registrant and on the activities accepted by the insurer.

Core Professional Cover

  • £6,000,000 per claim, with an unlimited number of claims during the year and unlimited legal defence costs in addition.
  • Professional Indemnity, Medical Malpractice and Public & Products Liability.
  • Retroactive cover for previously insured work, subject to the policy terms.
  • Run off cover for an unlimited period after the policy ends, for eligible claims arising from work completed during the policy period.

Legal and Regulatory Support

  • Loss of Reputation, Breach of Intellectual Property, Client Confidentiality Protection, Loss of Documents and First Aid cover.
  • £100,000 Disciplinary Hearings Defence cover and legal defence of rights involving criminal proceedings, data protection and other legislation, wrongful arrest and allegations of unlawful discrimination.
  • £100,000 for negotiation and representation in the event of a partial or full HMRC enquiry.
  • A wide range of free 24 hour advice lines, including legal and tax advice.

Working Locations and Additional Protection

  • Jury or Witness Service Compensation.
  • Cover to work anywhere in the UK and temporary cover for work abroad without a stated time restriction, excluding the USA and Canada.
  • Expert claims handling.

Administration and Eligible Activities

  • No additional charge for replacement certificates or policy changes.
  • More than 4,000 therapies and activities may be included, many without an additional premium, subject to appropriate qualification and insurer approval.

Always Check the Policy Documents

This page provides a summary only. The insurer’s current proposal form, schedule, certificate and full policy wording determine eligibility, cover, limits, conditions and exclusions. If there is any difference between this summary and the policy documents, the insurer’s documents take precedence.

Ready to Begin?

This facility is available only to eligible FEDANT Registrants and students. After your application has been reviewed, you will be sent details explaining how to apply, together with an access link and unique access number.